The Radical Monk

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SIP Calculator

Witness the magic of compounding. Small, consistent investments can grow into substantial wealth over time. Calculate how your monthly Systematic Investment Plan (SIP) investments can transform your financial future.

"The greatest mathematical discovery of all time is compound interest. Let your money work for you."

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Your Investment Details

Disclaimer: This calculator provides estimates based on your inputs and is for informational purposes only. I cannot be held responsible for any financial decisions made based on this information.
The amount you plan to invest every month in your SIP.
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The average yearly return you expect from your investments.
Equity mutual funds have historically delivered returns around 12% p.a., but past performance is not indicative of future results.
The number of years you plan to continue your SIP.
Inflation

Why Inflation Matters

Inflation means prices of things go up over time. This makes your money buy less and less. If you just keep cash, its value shrinks. That’s why investing is important, it helps your money grow faster than inflation so you don’t fall behind.

Compounding

How Compounding Beats Inflation

Compounding is like a snowball effect. The money you invest earns profits, and then those profits start earning their own profits. The earlier and longer you invest, the faster your money grows and beats inflation.

Your Wealth Journey

Calculation method: Future Value = P × [((1 + i)^n - 1) / i] × (1 + i) where P is monthly investment, i is monthly return rate, n is total months.
Chart

Your Results Will Appear Here

Adjust the inputs to see how your investments can grow over time

"Don't wait to invest. Invest and wait. Time in the market beats timing the market."